How we can help
SAFE & SECURE
By clicking Get Started you consent to be contacted at the above number or email by Saint Services, LLC and its subsidiaries including Credit Saint, LLC for marketing or promotional offers related to financial wellness options. This request will be dialed and responded to automatically, in some cases with pre-recorded messages for efficiency. Consenting is not a required condition of purchase. By clicking on the button, you are providing “written instructions” opting-in to have Array and its partners send you transactional SMS/Text messages for verification purposes. Such text/SMS messages will be subject to your carrier's cellular rates. If you do not give consent, please call the number at the top of your screen. You understand by clicking on the button, you agree you are providing "written instructions" to Credit Saint LLC, and Acqualify LLC authorizing Credit Saint LLC and Acqualify LLC to obtain your credit profile from any consumer reporting agency which can be used to evaluate your financial history for the purpose of providing you with targeted offers based on your credit profile.
Improve your credit so you can...
RANKED #1 BY THESE FINANCIAL SITES:
Credit Saint takes action to fix unfair or inaccurate negative items harming your credit by sending challenges to your creditors and all three credit bureaus.
Late Payments
Foreclosures
Charge Offs
Collections
Bankruptcies
Judgments
Repossessions
Liens
We've got you covered
We're committed to your financial success and peace of mind. That’s why we offer a 90-day money-back guarantee.*
*Credit service companies cannot promise a result or credit score increase.
We've got you covered
At Credit Saint, we're committed to your financial success and peace of mind. That’s why we offer a 90-day money-back guarantee.*
*Credit service companies cannot promise a result or credit score increase.
Select your plan
Clean Slate
Unlimited Challenges to the 3 Credit Bureaus
$139.99
/mo
First work fee: $195.00
Score Tracker & Analysis
Creditor Intervention Letters
Inquiry Targeting
Personalized Guide to Credit
Rent-to-Own Home Program
Online Chat (9am-7pm EST M-F)
Saint Legal Watch™
Three Bureau Reports & Scores
MOST POPULAR
MOST POPULAR
Report Payments to 3 Bureaus
Credit Remodel
Challenges to the 3 Credit Bureaus
First work fee: $99.00
Score Tracker & Analysis
Inquiry Targeting
Personalized Guide to Credit
Online Chat (9am-7pm EST M-F)
One Bureau Report & Scores
Saint Legal Watch™
Creditor Intervention Letters
/mo
$109.99
Credit Polish
Challenges to the 3 Credit Bureaus
First work fee: $99.00
Score Tracker & Analysis
Online Chat (9am-7pm EST M-F)
Saint Legal Watch™
$79.99
/mo
Creditor Intervention Letters
Try risk-free with our
Select your plan
Clean Slate
$139.99
/mo
First work fee: $195.00
Unlimited challenges to the 3 Credit Bureaus
Score Tracker & Analysis
Creditor Intervention Letters
Inquiry Targeting
Personalized Guide to Credit
Rent-to-Own Home Program
Online Chat (9am-7pm EST M-F)
Report Payments to 3 Bureaus
Three Bureau Reports & Scores
MOST POPULAR
MOST POPULAR
Saint Legal Watch™
Try risk-free with our 90-day money-back guarantee.
Credit Remodel
$109.99
/mo
First work fee: $99.00
Challenges to the 3 Credit Bureaus
Score Tracker & Analysis
Creditor Intervention Letters
Inquiry Targeting
Personalized Guide to Credit
One Bureau Report & Scores
Online Chat (9am-7pm EST M-F)
Saint Legal Watch™
Credit Polish
$79.99
/mo
First work fee: $99.00
Challenges to the 3 Credit Bureaus
Score Tracker & Analysis
Creditor Intervention Letters
Online Chat (9am-7pm EST M-F)
Saint Legal Watch™
Experience the power of better credit
A better credit score means more savings and better financial opportunities:
Experience the power of better credit
A better credit score means more savings and better financial opportunities:
Unlimited Challenges to all three Credit Bureaus
$109.99
/mo
First work fee: $195.00 $99.00
Three Bureau Reports & Scores
Legal Protection From Debt Collector Harassment
Score Tracker & Analysis
Creditor Intervention Letters
Personalized Guide to Credit
Inquiry Targeting
Rent-to-Own Home Program
$139.99
save $30/mo
save $30/mo
save $30/mo
save $30/mo
save $30/mo
save $30/mo
save $30/mo
save $96 on your first work fee
Clean Slate
Report Payments to 3 Bureaus
$79.99
/mo
First work fee: $99.00 $??.00
$109.99
save $30/mo
save $30/mo
save $30/mo
save $30/mo
save $30/mo
save $30/mo
save $30/mo
save $?? on your first work fee
Credit Remodel
Report Payments to 3 Bureaus
(Limited) Challenges to all three Credit Bureaus
Three Bureau Reports & Scores
Legal Protection From Debt Collector Harassment
Score Tracker & Analysis
Creditor Intervention Letters
Personalized Guide to Credit
Inquiry Targeting
Rent-to-Own Home Program
Unlimited Challenges to all 3 Credit Bureaus
$109.99
/mo
One-time setup fee: $195.00 $99.00
Legal Protection From Debt Collector Harassment
Three Bureau Reports & Scores
Score Tracker & Analysis
Creditor Intervention Letters
Personalized Guide to Credit
Inquiry Targeting
Rent-to-Own Home Program
save $30/mo
save $30/mo
save $30/mo
save $30/mo and $96 on your setup fee
A trusted leader in the finance industry
We make it simple:
Enroll in minutes – no cost, no risk, no obligation
Sign up for free
Review & dispute
Our experts review your credit, spot errors, and send disputes.
Track progress
Monitor changes to your credit as we address negative items.
We make it simple
Enroll in minutes – no cost, no risk, no obligation
Our experts review your credit, spot errors, and send disputes.
Monitor changes to your credit as we address negative items.
Sign up for free
Review & dispute
Track progress
How we can help
We challenge unfair or inaccurate items with creditors and all three credit bureaus to help clean up your credit.
How we can help
We challenge unfair or inaccurate items with creditors and all three credit bureaus to help clean up your credit.
Better interest rates
Lower insurance costs
Easier approval
Peace of mind
Save money on loans, credit cards, and mortgages.
Enjoy lower premiums on car and homeowners insurance.
Increase your approval odds for credit cards, homes, and cars.
Access credit when you need it, with less stress and more control.
Collections
Bankruptcies
Judgments
Repossessions
Liens
Charge Offs
Foreclosures
Late Payments
Late Payments
Foreclosures
Charge Offs
Collections
Bankruptcies
Judgments
Repossessions
Liens
Trusted by 250,000+ clients since 2007
"Credit Saint has truly improved my credit. My credit went from 663 to 744 in just 3 months!! They really work hard..."
"DEFINITELY WORTH EVERY PENNY! After working with Credit Saint for only a few months, I was approved for a card..."
"Amazing success so far in the removal of many chargeoff and late payments in just 2 months. My score has increase..."
"Credit Saint has truly improved my credit. My credit went from 663 to 744 in just 3 months!! They really work hard to help your credit..."
Trusted by over 250,000 clients since 2007
"Vicki was very helpful, knowledgeable, and explained everything. I would definitely recommend Credit Saint..."
"DEFINITELY WORTH EVERY PENNY! After working with Credit Saint for only a few months, I was approved for a card that I had..."
"Vicki was very helpful, knowledgeable, and explained everything. I would definitely recommend Credit Saint..."
"Amazing success so far in the removal of many chargeoff and late payments in just 2 months. My score has increased 70 points..."
Achieve financial freedom starting at
Ranked #1 by top financial sites
For more information visit CreditSaint.com
© 2026 All rights reserved. Credit Saint, LLC
For more information visit CreditSaint.com
© 2026 All rights reserved. Credit Saint, LLC
Over 95% of clients see results in the first 90 days based on paying Credit Saint clients from May 2025 who had one or more items removed.
Over 95% of clients see results in the first 90 days based on paying Credit Saint clients from May 2025 who had one or more items removed.
FAQs
Credit Saint offers three plans, so you can choose the level of help that fits your needs:
- Clean Slate: $139.99/month + a one-time $195 first work fee
- Credit Remodel: $109.99/month + a one-time $99 first work fee
- Credit Polish: $79.99/month + a one-time $99 first work fee
Regardless of the plan you choose, you won’t be charged for the first 6 days and all plans are backed by our 90-day money-back guarantee, so you can get started with confidence.
Not sure which plan is right for you? Start with a free credit consultation, and we’ll guide you to the plan that best fits your credit situation.
Credit Saint works to improve your credit by identifying inaccurate, unfair, or outdated negative items on your credit reports and disputing them with Experian, Equifax, and TransUnion.
With nearly 20 years of experience, we’ve mastered credit reporting laws and developed powerful dispute strategies that deliver real results. We craft and send professional, custom dispute letters on your behalf, handle all the paperwork, communicate directly with the bureaus, and follow up relentlessly, pushing for corrections to move your credit forward.
Once you sign up, we securely pull your credit reports and dig deep to identify every inaccurate, unfair, or outdated item affecting your score. We’ll then develop your personalized dispute strategy, craft professional dispute letters, and send them to all three credit bureaus. If the bureaus can't verify an item is accurately reported, they must remove it or correct it–this is what helps improve your credit score.
Then, we track responses, monitor progress closely, and persistently follow up to keep your credit moving in the right direction. Throughout the process, you’ll get updates in your online portal, plus practical guidance and tools to help strengthen your credit while we do the heavy lifting.
Yes. Credit Saint is accredited by the Better Business Bureau, has helped over 250,000 clients improve their credit since 2007, and earned over 15,000 positive reviews.
We operate in full compliance with federal credit reporting laws and use proven, professional dispute strategies developed through nearly 20 years of experience.
Yes. Credit Saint is SOC 2 Type II and PCI compliant, which means our security practices follow rigorous standards for safeguarding your information.
$0 due today – sign up 100% FREE with no charge for the first 6 days.
First work fee due on day 6 – this one-time fee allows us to set up your account. Cancel before day 6 and you won’t be charged.
Monthly payment begins one month after your first work fee – this is a recurring charge, billed on the same day each month as long as your service is active. Cancel anytime.
All plans are backed by our 90-day money-back guarantee for added peace of mind.
Credit Saint is a strong fit for individuals who have inaccurate, unfair, or outdated negative items impacting their credit.
If you want a structured, expert-led approach designed to challenge and correct inaccurate reporting, Credit Saint may be the right choice for you.
Real results from real clients
Photos do not depict the actual clients.
Our most popular plan includes:
Unlimited challenges to all 3 credit bureaus
Reports and scores from all 3 credit bureaus
Creditor intervention letters for complex cases
Personalized credit guide and resources
Access to our loan readiness program
Score tracking and expert analysis
