Take the first step toward better credit
90-DAY MONEY-BACK GUARANTEE
TOP PARTNER2019–2026Advocate.orgPARTNER2026
TOP PARTNER2026Why Credit Saint
Expertise you can depend on
How it works
We handle theprocess for you
Free Credit Scan
Enroll in minutes. No charge for 6 days. Our experts immediately scan your credit report to identify errors.
Custom Disputes
We apply proven dispute strategies grounded in federal credit laws to build and send tailored disputes based on your specific credit profile.
Progress Tracking
We track every dispute, review bureau responses, and follow up relentlessly, pushing for corrections to keep your credit moving forward.
90-Day Money-Back Guarantee
We’ve got you covered
At Credit Saint, we’re committed to your financial success and peace of mind. That’s why we offer a 90-day money-back guarantee.↑
- $0 due today
- Cancel anytime
↑Credit service companies cannot promise a result or credit score increase.
What we challenge
How we can help
We challenge inaccurate items with creditors and all three credit bureaus to help clean up your credit.
- Collections
- Bankruptcies
- Late Payments
- Judgments
- Foreclosures
- Repossessions
- Charge-offs
- Liens
Client reviews
Trusted by over 350,000 clients since 2007
“DEFINITELY WORTH EVERY PENNY! After working with Credit Saint for only a few months, I was approved for a card that I had…”
“…They gave me back my life and are helping me and my family to erase all the wrongs done to us…Credit Saints will help you WIPE THE SLATE clean.”
“Amazing success so far in the removal of many chargeoff and late payments in just 2 months…”
“…They followed up with the credit bureaus until almost all my negative items were removed…I certainly recommend their service to anyone.”
“The start up process was very simple and straightforward. I’m ready to get started and my credit back to where it was…”
“This service really helped me out! I was trying to close a home in a very short timeframe and they went right to work handling all disputes for me…”
“Credit Saint is the absolute best - very matter of fact, and most importantly informative. They are very hands-on in terms of answering every question…”
“Most Affordable
Credit Help Company”
“Credit Saint is a
strong choice”
Why it matters
Experience the power of better credit
A better credit score means more savings and better financial opportunities:
Better interest rates
Save money on loans, credit cards, and mortgages.
Lower insurance costs
Enjoy lower premiums on car and homeowners insurance.
Easier approval
Increase your approval odds for credit cards, homes, and cars.
Peace of mind
Access credit when you need it, with less stress and more control.
FAQs
Credit Saint helps you challenge inaccurate, unfair, or unverified negative items on your credit reports. We send challenges to your creditors and all three credit bureaus on your behalf.
Credit Saint helps you challenge inaccurate, unfair, or unverified negative items on your credit reports. We send challenges to your creditors and all three credit bureaus on your behalf.
It starts with a free consultation. After you enroll, nothing is billed for 6 days. During that time we review your reports and draft your dispute letters.
Disputes typically go out on day 6. The bureaus then investigate, and you can follow every update in your online portal.
It starts with a free consultation. After you enroll, nothing is billed for 6 days. During that time we review your reports and draft your dispute letters.
Disputes typically go out on day 6. The bureaus then investigate, and you can follow every update in your online portal.
Credit Saint is a strong fit for individuals who have inaccurate, unfair, or outdated negative items impacting their credit.
If you want a structured, expert-led approach designed to challenge and correct inaccurate reporting, Credit Saint may be the right choice for you.
Credit Saint is a strong fit for individuals who have inaccurate, unfair, or outdated negative items impacting their credit.
If you want a structured, expert-led approach designed to challenge and correct inaccurate reporting, Credit Saint may be the right choice for you.
Yes. Credit Saint is accredited by the Better Business Bureau, has helped over 350,000 clients improve their credit since 2007, and earned over 16,000 positive reviews.
We operate in full compliance with federal credit reporting laws and use proven, professional dispute strategies developed through nearly 20 years of experience.
Yes. Credit Saint is accredited by the Better Business Bureau, has helped over 350,000 clients improve their credit since 2007, and earned over 16,000 positive reviews.
We operate in full compliance with federal credit reporting laws and use proven, professional dispute strategies developed through nearly 20 years of experience.
Yes. Credit Saint is SOC 2 Type II and PCI compliant, which means our security practices follow rigorous standards for safeguarding your information.
Yes. Credit Saint is SOC 2 Type II and PCI compliant, which means our security practices follow rigorous standards for safeguarding your information.
All plans include credit report analysis, score tracking, personalized dispute preparation and submission to all three bureaus, and access to customer support.
Credit Remodel includes inquiry targeting for eligible hard inquiries, a personalized credit guide, and real-time account syncing for a more up-to-date view of your credit profile.
Clean Slate is our most comprehensive option, using the most aggressive dispute strategy to challenge all eligible negative items each cycle. It also offers full tri-bureau visibility, loan-readiness tools to help prepare for major goals like a mortgage or auto loan, plus everything included in Credit Remodel.
All plans include credit report analysis, score tracking, personalized dispute preparation and submission to all three bureaus, and access to customer support.
Credit Remodel includes inquiry targeting for eligible hard inquiries, a personalized credit guide, and real-time account syncing for a more up-to-date view of your credit profile.
Clean Slate is our most comprehensive option, using the most aggressive dispute strategy to challenge all eligible negative items each cycle. It also offers full tri-bureau visibility, loan-readiness tools to help prepare for major goals like a mortgage or auto loan, plus everything included in Credit Remodel.
Yes. If your needs change, you may be able to upgrade or downgrade your plan after enrollment.
Yes. If your needs change, you may be able to upgrade or downgrade your plan after enrollment.
Yes. Clients can track account activity, dispute progress, updates, and important notifications through their online portal.
Yes. Clients can track account activity, dispute progress, updates, and important notifications through their online portal.
$0 due today – sign up 100% FREE with no charge for the first 6 days.
First work fee due on day 6 – this one-time fee allows us to set up your account. Cancel before day 6 and you won’t be charged.
Monthly payment begins one month after your first work fee – this is a recurring charge, billed on the same day each month as long as your service is active. Cancel anytime.
All plans are backed by our 90-day money-back guarantee for added peace of mind.
$0 due today – sign up 100% FREE with no charge for the first 6 days.
First work fee due on day 6 – this one-time fee allows us to set up your account. Cancel before day 6 and you won’t be charged.
Monthly payment begins one month after your first work fee – this is a recurring charge, billed on the same day each month as long as your service is active. Cancel anytime.
All plans are backed by our 90-day money-back guarantee for added peace of mind.
