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Take advantage of our 90-day money-
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AffairsTop partner2017–2026
AdvocateTop partner2026
ReviewTop partner2026
We handle theprocess for you.
Step 1: Free Credit Scan
Chat with us and enroll in minutes. No charge for 6 days. Our experts immediately scan your credit report to identify errors.
Step 2: Custom Disputes
We apply proven dispute strategies grounded in federal credit laws to build and send tailored disputes based on your specific credit profile.
Step 3: Progress Tracking
We track every dispute, review bureau responses, and follow up relentlessly, pushing for corrections to keep your credit moving forward.
Real people.Real reviews.
Trustpilot
ConsumerAffairsBetter Business Bureau
“Affordable and comprehensive”
“Credit Saint is a strong choice”
“Clear pricing and plan information”- TheCredit Review“Enrolling with Credit Saint is easy.”
“The staff was amazing. Always answered my call and questions. But the biggest thing is they did what they advertised. They brought my credit score from a 592 to 731 in less than a year. I was able to purchase my house.”
Trustpilot“Credit Saint has truly improved my credit. My credit went from 663 to 744 in just 3 months. They are constantly sending me updates on things that they are removing from my credit, and every time I call with a question someone actually walks me through it.”
ConsumerAffairs“Thanks to their work, my credit score is now over 800, with every disputed item successfully removed. That alone speaks volumes about their effectiveness. Absolutely worth every penny.”
“At the time I started working with them, my score was in the 500s. Within four months my score is 747. I love how professional and detailed they are. I am extremely happy I found them.”
ConsumerAffairs“Amazing success so far in the removal of many charge-offs and late payments in just 2 months. My score has increased 70 points in the same time frame. I highly recommend Credit Saint. Very legit company.”
“Credit Saint removed all of my collections and now my credit score is 734. Excellent customer service.”
Trustpilot“Good evening, I started with Credit Saint in August 2024. It's been a month and they already got a charge/collection removed yesterday, September 2, 2024. So far they have delivered results that I'm happy with. Also it all depends on how bad your credit report is damaged.”
“The representative was professional and helpful. Due to all the scams out there, he did a great job of easing my fears and establishing credibility. I just started using the service, so I am going to rely on faith that they do what they said they would do. Reasonable pricing and excellent customer service.”
“They provided great service, very helpful and informative! Definitely recommend!”
Reviews reflect individual experiences. Results vary and are not typical or guaranteed. We help you challenge inaccurate items on your credit report. Credit Saint does not dispute accurate information.
No questionable items deleted in 90 days? You can request a full refund.↑
Real people.Real reviews.
TrustpilotConsumerAffairsBetter Business Bureau- “Affordable and comprehensive”
- “Credit Saint is a strong choice”
- “Clear pricing and plan information”
- TheCredit Review“Enrolling with Credit Saint is easy.”
“The staff was amazing. Always answered my call and questions. But the biggest thing is they did what they advertised. They brought my credit score from a 592 to 731 in less than a year. I was able to purchase my house.”
Trustpilot“Credit Saint has truly improved my credit. My credit went from 663 to 744 in just 3 months. They are constantly sending me updates on things that they are removing from my credit, and every time I call with a question someone actually walks me through it.”
ConsumerAffairs“Thanks to their work, my credit score is now over 800, with every disputed item successfully removed. That alone speaks volumes about their effectiveness. Absolutely worth every penny.”
“At the time I started working with them, my score was in the 500s. Within four months my score is 747. I love how professional and detailed they are. I am extremely happy I found them.”
ConsumerAffairs“Amazing success so far in the removal of many charge-offs and late payments in just 2 months. My score has increased 70 points in the same time frame. I highly recommend Credit Saint. Very legit company.”
“Credit Saint removed all of my collections and now my credit score is 734. Excellent customer service.”
Trustpilot“Good evening, I started with Credit Saint in August 2024. It's been a month and they already got a charge/collection removed yesterday, September 2, 2024. So far they have delivered results that I'm happy with. Also it all depends on how bad your credit report is damaged.”
“The representative was professional and helpful. Due to all the scams out there, he did a great job of easing my fears and establishing credibility. I just started using the service, so I am going to rely on faith that they do what they said they would do. Reasonable pricing and excellent customer service.”
“They provided great service, very helpful and informative! Definitely recommend!”
Reviews reflect individual experiences. Results vary and are not typical or guaranteed. We help you challenge inaccurate items on your credit report. Credit Saint does not dispute accurate information.
No questionable items deleted in 90 days? You can request a full refund.↑
Fair questions.Honest answers.
Credit Saint is a New Jersey-based company that’s been
in business for over 19 years.
Credit Saint works to improve your credit by identifying inaccurate, unfair, or outdated negative items on your credit reports and disputing them with Experian, Equifax, and TransUnion.
With nearly 20 years of experience, we’ve mastered credit reporting laws and developed powerful dispute strategies that deliver real results. We craft and send professional, custom dispute letters on your behalf, handle all the paperwork, communicate directly with the bureaus, and follow up relentlessly, pushing for corrections to move your credit forward.
Credit Saint works to improve your credit by identifying inaccurate, unfair, or outdated negative items on your credit reports and disputing them with Experian, Equifax, and TransUnion.
With nearly 20 years of experience, we’ve mastered credit reporting laws and developed powerful dispute strategies that deliver real results. We craft and send professional, custom dispute letters on your behalf, handle all the paperwork, communicate directly with the bureaus, and follow up relentlessly, pushing for corrections to move your credit forward.
Once you sign up, we securely pull your credit reports and dig deep to identify every inaccurate, unfair, or outdated item affecting your score. We’ll then develop your personalized dispute strategy, craft professional dispute letters, and send them to all three credit bureaus. If the bureaus can't verify an item is accurately reported, they must remove it or correct it–this is what helps improve your credit score.
Then, we track responses, monitor progress closely, and persistently follow up to keep your credit moving in the right direction. Throughout the process, you’ll get updates in your online portal, plus practical guidance and tools to help strengthen your credit while we do the heavy lifting.
Once you sign up, we securely pull your credit reports and dig deep to identify every inaccurate, unfair, or outdated item affecting your score. We’ll then develop your personalized dispute strategy, craft professional dispute letters, and send them to all three credit bureaus. If the bureaus can't verify an item is accurately reported, they must remove it or correct it–this is what helps improve your credit score.
Then, we track responses, monitor progress closely, and persistently follow up to keep your credit moving in the right direction. Throughout the process, you’ll get updates in your online portal, plus practical guidance and tools to help strengthen your credit while we do the heavy lifting.
Credit Saint is a strong fit for individuals who have inaccurate, unfair, or outdated negative items impacting their credit.
If you want a structured, expert-led approach designed to challenge and correct inaccurate reporting, Credit Saint may be the right choice for you.
Credit Saint is a strong fit for individuals who have inaccurate, unfair, or outdated negative items impacting their credit.
If you want a structured, expert-led approach designed to challenge and correct inaccurate reporting, Credit Saint may be the right choice for you.
Yes. Credit Saint is accredited by the Better Business Bureau, has helped over 350,000 clients improve their credit since 2007, and earned over 16,000 positive reviews.
We operate in full compliance with federal credit reporting laws and use proven, professional dispute strategies developed through nearly 20 years of experience.
Yes. Credit Saint is accredited by the Better Business Bureau, has helped over 350,000 clients improve their credit since 2007, and earned over 16,000 positive reviews.
We operate in full compliance with federal credit reporting laws and use proven, professional dispute strategies developed through nearly 20 years of experience.
Yes. Credit Saint is SOC 2 Type II and PCI compliant, which means our security practices follow rigorous standards for safeguarding your information.
Yes. Credit Saint is SOC 2 Type II and PCI compliant, which means our security practices follow rigorous standards for safeguarding your information.
All plans include credit report analysis, score tracking, personalized dispute preparation and submission to all three bureaus, and access to customer support.
Each tier offers a different level of depth:
Credit Polish covers the basics of credit report analysis and disputes.
Credit Remodel introduces additional features, including inquiry targeting for eligible hard inquiries, a personalized credit guide, and real-time account syncing for a more up-to-date view of your credit profile.
Clean Slate is our most comprehensive option, using the most aggressive dispute strategy to challenge all eligible negative items each cycle. It also offers full tri-bureau visibility, loan-readiness tools to help prepare for major goals like a mortgage or auto loan, plus everything included in Credit Remodel.
All plans include credit report analysis, score tracking, personalized dispute preparation and submission to all three bureaus, and access to customer support.
Each tier offers a different level of depth:
Credit Polish covers the basics of credit report analysis and disputes.
Credit Remodel introduces additional features, including inquiry targeting for eligible hard inquiries, a personalized credit guide, and real-time account syncing for a more up-to-date view of your credit profile.
Clean Slate is our most comprehensive option, using the most aggressive dispute strategy to challenge all eligible negative items each cycle. It also offers full tri-bureau visibility, loan-readiness tools to help prepare for major goals like a mortgage or auto loan, plus everything included in Credit Remodel.
Yes. If your needs change, you may be able to upgrade or downgrade your plan after enrollment.
Yes. If your needs change, you may be able to upgrade or downgrade your plan after enrollment.
Yes. Clients can track account activity, dispute progress, updates, and important notifications through their online portal.
Yes. Clients can track account activity, dispute progress, updates, and important notifications through their online portal.
$0 due today – sign up 100% FREE with no charge for the first 6 days.
First work fee due on day 6 – this one-time fee allows us to set up your account. Cancel before day 6 and you won’t be charged.
Monthly payment begins one month after your first work fee – this is a recurring charge, billed on the same day each month as long as your service is active. Cancel anytime.
All plans are backed by our 90-day money-back guarantee for added peace of mind.
$0 due today – sign up 100% FREE with no charge for the first 6 days.
First work fee due on day 6 – this one-time fee allows us to set up your account. Cancel before day 6 and you won’t be charged.
Monthly payment begins one month after your first work fee – this is a recurring charge, billed on the same day each month as long as your service is active. Cancel anytime.
All plans are backed by our 90-day money-back guarantee for added peace of mind.
Give your credita second look.
No card. Soft check, so your credit score isn’t affected.
- 90-day money-back guarantee
- We track every challenge
- Cancel anytime
